body {margin:0px; background:url(images/bg_page.jpg) repeat-x top #fff; font-family:Verdana; font-size:12px; color:#484848;}

.txtBlack {color:#000;}
.txtRed {color:#ff0000;}
.txtBlue {color:#2f5e86;}
.txt24 {font-size:24px;}
.txt18 {font-size:18px;}
.txt16 {font-size:16px;}
.txt14 {font-size:14px;}

#footer a {color:#484848; text-decoration:none;}
#footer a:hover {color:#484848; text-decoration:underline;}

#nav {font-size:11px;}
#nav a {color:#484848; text-decoration:underline; font-size:11px;}

#faq a { text-decoration:none;}